To clarify, I am not suggesting to save two versions of the Program. I am suggesting to save one version of the Program with the desired insert state (active or bypassed). Then, while the Program is loaded, if you would like the insert to be in the opposite state, you can use the CC toggle. It’s not necessary to save duplicate Programs just to change the insert state.
Regardless, I understand why your request is a useful feature. I just want to make sure I am communicating to you properly that there is an alternative that does not require saving duplicate Programs, it just requires using your MIDI controller a bit differently.
