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After two days of dealing with Apple, my problem was finally resolved. Seems as though the process rejected my credit card this time for some reason (it was fine the last time). I used a different card and it went through. I also discovered that there IS a $1 surcharge for the transaction (makes the total purchase price of an Algorithm $26 in AU) so each time I previously tried it held $1. This is supposed to 'disappear' after the purchase actually goes through.  So apologies to Eventide, although I still don't see why we can't but straight from the computer and have to go through iTunes! Very frustrating going through 2 days of phones calls/trail and error to get an Algorithm!